Seniors Are Eliminating Mortgage Payments and High-Interest Debt While Accessing Funds to Enjoy a Better Retirement...

Discover How a Reverse Mortgage Can Work for You!

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Are You 62 or Older and Still Making Mortgage Payments?

You may be able to eliminate your monthly mortgage payment and access cash from your home — while continuing to live there.

See If You Qualify in 60 Seconds

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Stop Making Monthly Mortgage Payments in Retirement

A Reverse Mortgage may allow you to access your home’s equity without selling or moving.

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Access Cash From Your Home — Without Giving It Up

Homeowners 62+ are using Reverse Mortgages to eliminate payments and reduce financial stress.

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Enjoy Retirement With Less Financial Stress

If you’re 62+, you may qualify to eliminate your mortgage payment and access additional funds — all while staying in your home.

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FAQs

Get Answers to Your Top Reverse Mortgage Questions Here!

What is a reverse mortgage?

A reverse mortgage is a loan for homeowners 62 and older that converts home equity into cash without monthly payments.

How does a reverse mortgage affect my existing mortgage

If you have an existing mortgage, it must be paid off with the proceeds from the reverse mortgage. This frees up monthly income previously used for mortgage payments.

What are the eligibility requirements for a reverse mortgage?

To be eligible, you must be:

• At least 62 years old

• Own your home with substantial equity (typically at least 50%)

• Live in the home as your primary residence

• Own an eligible property type (single-family home, townhouse, or FHA-approved condo — mobile homes don't qualify)

Are there restrictions on how I can use the funds from a reverse mortgage

No, there are no restrictions. You can use the funds for medical expenses, home improvements, daily living costs, or any other purpose.

What happens if I decide to move or sell my home?

If you sell your home or move out for more than 12 consecutive months, the reverse mortgage becomes due. The home can be sold to repay the loan, or you can repay it through other means.

How do I repay a reverse mortgage, and what about the interest rates?

A reverse mortgage does not require monthly payments. The loan is repaid when you sell the home, move away permanently, or pass away. Interest accumulates over time and is paid along with the principal when the loan comes due.

What types of homes qualify for a reverse mortgage?

Eligible properties include single-family homes, townhouses, and FHA-approved condos. Mobile homes, manufactured homes, and non-approved condos do not qualify.